How to Register to Vote in U.S. Elections

The most effective method to Register to Vote in U.S. Decisions Enlisting to cast a ballot is required so as to cast voting forms in races in all states aside from North Dakota. Under Articles I and II of the U.S. Constitution, the way where government and state races are led are dictated by the states. Since each state sets its own political race strategies and guidelines â€, for example, voter recognizable proof laws †it is critical to contact your state or neighborhood decisions office to become familiar with your state’s explicit political race rules. Step by step instructions to Vote Except for state-explicit guidelines, the essential strides to casting a ballot are the equivalent nearly everywhere.Voter enlistment is required in each state aside from North Dakota.Every state permits truant voting.Most states allocate voters to cast a ballot at explicit surveying spots or casting a ballot locations.The U.S. Political decision Assistance Commission records government political race dates and cutoff times by state. Who Cannot Vote? The option to cast a ballot isn't all inclusive. A few people, contingent upon their conditions and state laws, won't be permitted to cast a ballot. Non-residents, including perpetual legitimate occupants (green card holders), are not permitted to cast a ballot in any state.Some individuals who have been indicted for lawful offenses can't cast a ballot. These principles may fluctuate by state.In a few states, people who have been legitimately pronounced intellectually weakened can't cast a ballot. What is Voter Registration? Voter enrollment is the procedure utilized by the administration to guarantee that each and every individual who casts a ballot in a political decision is legitimately qualified to do as such, casts a ballot in the right area and just votes once. Enlisting to cast a ballot necessitates that you give your right name, current location and other data to the administration office that runs decisions where you live. It may be an area or state or city office. Why is Registering to Vote Important? At the point when you register to cast a ballot, the races office will take a gander at your address and figure out which casting a ballot area you will cast a ballot in. Casting a ballot in the correct spot is significant in light of the fact that who you get the chance to decide in favor of relies upon where you live. For instance, in the event that you live on one road, you may have one lot of contender for city board; on the off chance that you live the following square finished, you might be in an alternate committee ward and be deciding in favor of totally various individuals. As a rule, the individuals in a democratic locale (or area) all go to cast a ballot in a similar area. Most democratic locale are genuinely little, however in country territories a region can extend for a significant distance. At whatever point you move, you should enroll or re-register to cast a ballot so as to ensure you generally vote in the perfect spot. Who Can Register to Vote? To enroll in any state, you should be a U.S. resident, 18 or more established by the following political race, and an inhabitant of the state. Most, yet not all, states have two different principles also: 1) you cannot be a criminal (somebody who has perpetrated a genuine wrongdoing), and 2) you cannot be intellectually awkward. In a couple of spots, you can cast a ballot in neighborhood races regardless of whether you are not a U.S. resident. To check the standards for your state, call your state or nearby races office. Understudies: College understudies who live away from their folks or old neighborhood can normally enroll lawfully in either place. Where Can You Register to Vote? Since races are controlled by states, urban communities, and provinces, the principles on enlisting to cast a ballot are not the equivalent all over the place. In any case, there are a few standards that apply all over the place: for instance, under the Motor Voter law, engine vehicle workplaces over the United States must offer voter enrollment application structures. Different spots required the National Voter Registration Act to offer voter enlistment structures and help include: state or neighborhood government workplaces, for example, open libraries, government funded schools, workplaces of city and region representatives (counting marriage permit departments), angling and chasing permit authorities, government income (charge) workplaces, joblessness pay workplaces, and government workplaces that offer types of assistance to people with handicaps. You can likewise enlist to cast a ballot via mail. You can call your neighborhood decisions office, and request that they send you a voter enrollment application via the post office. Simply round it out and send it back. Political race workplaces are typically recorded in the telephone directory in the administration pages segment. It might be recorded under races, the leading group of decisions, manager of races, or city, district or township assistant, enlistment center or reviewer. Particularly when decisions are coming up, the ideological groups set up voter enlistment stations at open spots like a shopping center and school grounds. They may attempt to get you to enlist as an individual from their ideological group, yet you dont need to do as such so as to enlist. NOTE: Filling out the voter enrollment structure doesn't imply that you are really enlisted to cast a ballot. Some of the time application structures get lost, or individuals dont round them out accurately, or different errors occur. On the off chance that in half a month you have not gotten a card from the decisions office disclosing to you that you are enrolled, call them. On the off chance that theres an issue, request that they send you another enlistment structure, round it out cautiously and mail it back. The Voter Registration card you get will most likely let you know precisely where you ought to go to cast a ballot. Keep your Voter Registration card in a protected spot, its significant. What Information Will You Have to Provide? While voter enrollment application structures will change contingent upon your state, area or city, they will consistently request your name, address, date of birth and status of U.S. citizenship. You additionally need to give your drivers permit number, in the event that you have one, or the last four digits of your Social Security number. In the event that you dont have either a drivers permit or a Social Security number, the state will dole out you a voter recognizable proof number. These numbers are to enable the state to monitor voters. Check the structure cautiously, including the back, to see the guidelines for where you live. Gathering Affiliation: Most enlistment structures will approach you for a decision of ideological group association. On the off chance that you wish to do as such, you can enroll as an individual from any ideological group, including Republican, Democrat or any outsider, similar to Green, Libertarian or Reform. You can likewise decide to enroll as autonomous or no gathering. Know that in certain states, on the off chance that you dont select a gathering connection when you register, you won't be permitted to cast a ballot in that partys essential decisions. Regardless of whether you don't choose an ideological group and don't cast a ballot in any gathering essential decisions, you will be permitted to cast a ballot in the general political race for any competitor. When Should You Register? In many states, you have to enroll in any event 30 days before Election Day. In Connecticut, you can enroll as of recently before a political decision, in Alabama 10 days. Government law says that you cannot be required to enroll over 30 days before the political decision. Subtleties on enlistment cutoff times in each state can be found on the U.S. Political decision Assistance Commission Web webpage. Six states have same-day enrollment - Idaho, Maine, Minnesota, New Hampshire, Wisconsin and Wyoming. You can go to the surveying spot, register and vote simultaneously. You ought to bring some ID and verification of where you live. In North Dakota, you can cast a ballot without enlisting. Portions of this article are excerpted from the open area report I Registered, Did You? disseminated by the League of Women Voters.

Bear Stearns Collapse Timeline Essay

This week five years back, JP Morgan declared it would purchase Wall Street rival Bear Stearns in an arrangement worth $2 an offer †this eventually rose to $10. Here, Financial News takes a gander at the occasions in the approach the fall of the 85-year old free venture bank. Money related News accumulated the timetable from public statements, contemporary media reports and William D Cohan’s record of the breakdown of the bank, ‘House of Cards’. May 21, 2007 After long stretches of developing flimsiness in the US sub-prime home loan advertise, Bear Stearns administrator Alan ‘Ace’ Greenberg offers consolations that the firm, vigorously presented to the market, is in control. â€Å"The sub-prime (issue) has been blown totally out of proportion,† he says, in remarks detailed by Dow Jones Newswires. Mid-June 2007 Serious issues become evident at two Bear Sterns speculative stock investments with a high introduction to sub-prime home loans. Speculators in the High-Grade Structured Credit Strategies Enhanced Leverage Fund, which oversaw $600m, are educated that the reserve has lost 23% of its incentive throughout the year to April, reports The Wall Street Journal. The store starts a fire-deal to limit exposures. After the disappointment of a mooted salvage plan including support from loan specialists, another salvage plot is declared by Bear Stearns, which offers $3. 2bn for a bailout of a second store †the High Grade Structured Credit Fund. The bank recently had just $45m put resources into this fund’s value, as per William D Cohan in House of Cards’. Bear Stearns later says it is giving $1. 6bn to the store instead of the first $3. 2bn, refering to the offer of advantages. A choice is made not to save the High-Grade Structured Credit Strategies Enhanced Leverage Fund, as per Cohan. August 3, 2007 Standard and Poor’s minimize the bank’s standpoint to negative. The bank says that worries over its circumstance are â€Å"unwarranted† as the multifaceted investments aftermath spoke to â€Å"isolated incidents† and â€Å"by no methods a more extensive indication† of the bank’s execution, as per The Wall Street Journal. August 5, 2007 Bear Stearns president and co-head working official Warren Spector leaves the bank. Alan Schwartz is affirmed as sole president. Days after the fact, the Associated Press reports that the bank sends letters to customers consoling them of its monetary position. September 10, 2007 British extremely rich person Joseph Lewis communicates his trust later on for the bank by getting a 7% stake, getting probably the biggest investor. October 5, 2007 Federal investigators dispatch an examination concerning the breakdown of the Bear Stearns mutual funds. November/December 2007 Chief money related official Sam Molinaro says that the bank has been â€Å"very preservationist and aggressive† in its revaluations, as indicated by Dow Jones Newswires. On December 10, MarketWatch reports that the bank has recorded $1. 9bn identified with contract presentation. January 8, 2008 Chief official Jimmy Cayne ventures down after broad analysis of his hands-off reaction to the occasions of the earlier year. He stays as director. He is supplanted at the top by Alan Schwartz. Around the same time, the bank reports the conclusion of a third reserve, the Bear Stearns Asset Backed Securities Fund. Bloomberg reports that this reserve has endured a decay of 39% of its incentive longer than a year. February, 2008 Hedge subsidize Peloton Partners, run by Goldman former student Ron Beller, breakdown following its introduction to resource supported protections. Walk 2008 Carlyle Capital, a fence stock investments situated in Amsterdam, crumples as worries over exposures to contracts start to duplicate, causing a crush on lines of subsidizing. By March 5, protection premiums on Bear Stearns obligation have ascended from $50,000 per $10m of obligation toward the start of 2005 to $350,000 per $10m obligation, as per William D Cohan. It before long reaches $700,000. Monday, March 10, 2008 The company’s stock falls 11% to its most reduced level in five years following a Moody’s minimization of bits of its home loan bond possessions, composes Cohan. The bank denies bits of gossip that it is in a tough situation. Financial specialists search for approaches to wager on further falls in the bank’s stock. Tuesday, March 11, 2008 ING Groep, the Dutch bank, drops $500m of transient financing for Bear Stearns, as indicated by The Wall Street Journal, following a model set by Rabobank. As per a public statement, the Federal Reserve declares a phenomenal loaning office where security can be traded for financing, however the plan can't be gotten to until March 27. In another significant occurrence, refered to by Cohen in ‘House of Cards’, Goldman Sachs will not sub for Hayman Capital in an exchange with Bear Stearns, proposing discharging certainty among major budgetary players. Wednesday. Walk 12, 2008 Overnight markets for subsidizing start to evaporate, while foundations keep on denying transient loaning to Bear Stearns. Multifaceted investments and different financial specialists proceed in their endeavors to extricate their cash from Bear Stearns, which is quickly moving toward a subsidizing emergency. Thursday, March 13, 2008. As clients keep on pulling back assets, the Securities and Exchange Commission and the New York Federal Reserve start conversations on the emergency. In a gathering on Thursday night, detailed by Cohen, it is found that outgoings at the firm can never again be kept up, with the firm successfully coming up short on money during the evening. Legal counselors are called to talk about the choices for liquidation, while an arrangement with JP Morgan Chase is looked for. After late night exchanges, JP Morgan concurs related to the Federal Reserve Bank of New York that it will give tied down subsidizing to Bear Sterns for an underlying time of as long as 28 days. Friday, March 14, 2008 The cobbled-together arrangement neglects to soothe the business sectors. Financial specialists keep on pulling cash from the bank through the span of the day. By the night, plainly an answer should be contrived throughout the end of the week if the bank is to endure. Saturday, March 15-Sunday, March 16, 2008 JP Morgan says it can't do an arrangement without help from the Federal Reserve, because of the huge number of poisonous protections on the books of Bear Stearns. Accordingly, the Fed affirms an advance of $30bn saying that it is important to evade â€Å"serious interruptions in the budgetary markets†. JP Morgan offers just $2 per share for the bank, an enormous misfortune for those whose stock was worth $30 on Friday, $60 the prior week and over $150 per year prior. Bondholders will be saved by the arrangement, which is acknowledged by the leading group of Bear Stearns on Sunday morning. Fights with JP Morgan over an agreement circumstance †which possibly leaves the bank at risk for financing Bear Stearns without asserting full proprietorship †bring about brinkmanship from Bear Sterns. A last cost of $10 per share is concurred, with an estimation of $1. 45bn joined to the value. Walk 25 Bear Stearns CEO Jimmy Cayne and his better half sell 5. 66 million offers in the bank for $61. 34m, which, as per Cohan, spoke to a $1bn misfortune on the bank’s stock. May 29 The last Bear Stearns investor meeting happens, at which previous CEO Cayne discusses his trouble at the firm’s end, as indicated by The Wall Street Journal, refering to visitors present.

Alternative Theories Rate of Interest †Free Samples to Students

Question: Examine about the Alternative Theories Rate of Interest. Answer: Presentation The announcement the loan cost is an equilibrating cost coordinating the longing to spare with the craving to contribute have pulled in conversation throughout the years. Different financial analyst have given their sentiments on the issue of reserve funds, speculation and the pace of intrigue. Classicists communicated their assessment on the announcement and arrived at resolution that the pace of premium is the principle reward which is given to individuals for acceptinginvestments, for example, security and protections rather than liquidity. Various assessments have additionally been communicated by other financial analyst with respect to the equivalent. The substance of this paper fundamentally outlines different issues in regards to the announcement The financing cost is an equilibrating cost coordinating the craving to spare with the longing to contribute and finishes up on the equivalent dependent on different monetary speculations. The above explanation is genuine dependent on Keynes hypothesis which expresses that different components the executives, for example, forbearance and timespan have no impact on the capacity of a person to leave behind liquidity just as installment of intrigue. As indicated by Keynes hypothesis, intrigue isn't pay for the restraint an individual saver has experienced or the time he has taken without the liquidity. Be that as it may, as referenced above financing cost is the prize an individual gets as a compensation for contributing their investment funds for a given timeframe (Ahiakpor, 2015). Pace of premium in this way goes about as a proportion of the level which makes an individual saver to leave behind the fluid money to make guarantees or acknowledge non-fluid cases rather than money. In view of this hypothesis, the financing cost is in this manner an equilibrating cost coordinating the craving to spare with the longing to put as a great many people in the present world will i n general contribute or acknowledge non-fluid cases dependent on the pace of intrigue therefore the parity. The condition of harmony among reserve funds and speculation comes because of pace of intrigue. This is very much clarified by old style hypothesis, which expresses that economy is at harmony just when the reserve funds rate is equivalent to the pace of speculation figured it out. With such solid monetary thinking t reserve funds is equivalents to ventures at balance and this comes because of pace of intrigue despite the fact that this hypothesis isn't excessively clear (Friedman, 2010). The hypothesis by classicalist clarify that, when the craving to spare reduction, the pace of premium will naturally increment to fuel reserve funds and a diminished want to contribute. Nonetheless, this programmed adjustment of the disequilibrium among reserve funds and speculation just happens in a full business circumstance. In view of the classicists belief system the fairness between the reserve funds and speculations happens because of a programmed progression of equivalent measure of venture t hrough changes in the pace important to give full work level salary. This equity among reserve funds and ventures is plainly realized by pace of intrigue when the economy is on movements and other variable are steady. At the point when factors are at the ordinary working relationship to one another, the pace of reserve funds is in this way equivalent the pace of venture and are not generally equivalent as well as at balance. At such point where reserve funds rises to the pace of speculation, the impact of pace of intrigue is vital and can be seen (Ahiakpor, 2015). This is on the grounds that, when interest in such economy climbs to surpass investment funds, the equalization of the two factors is then brought about by pace of premium. Financing cost is an equilibrating cost coordinating the longing to spare with the craving to contribute where by when speculations surpass reserve funds a state of lopsidedness between them is made and the pace of premium ascents to address the awkwardness through disheartening venture in this manner expanding investment funds (Westphal,2013). Additionally, when reserve funds are higher above speculations, the pace of premium descends empowering venture the board while diminishing investment funds (Wong, 2016). In light of this old style assessment, changes in the pace of premium outcomes into rectification of disequilibrium among reserve funds and speculation (Friedman, 2010). As indicated by the above contention along these lines affirms the explanation that the loan cost is an equilibrating cost coordinating the craving to spare with the longing to contribute. This announcement can too be represented in a financial model known as the IS bend which shows that, at each pace of premium, savers much of the time would need to contribute more prompting an expanded interest higher than the normal speculation level, this interest results into moving outwards of the IS bend prompting an expanded pay and investment funds. The loan fee hence takes control to adjust disequilibrium among venture and investment funds in since different factors, for example, cash flexibly and salary can't take care of the issue. As showed above, when different factors stay consistent, for example, cash flexibly, loan cost ascends to reestablish the balance among reserve funds and venture. This ascent in the pace of premium prompts a balance in venture request while expands investment funds as showed through the rightward move of the IS bend above (Hicks, 2007). The announcement is additionally obvious when the degree of salary stays consistent, an expansion in the interest for liquidity results into shifts in a LM model which likewise clarifies the connection between paces of premium, reserve funds just as venture where loan cost is important for the equilibration of speculation and investment funds as delineated in the two graphs underneath. The move in the above graph shows the ascent in the loan fee so as to reestablish the irregularity in the balance between the longing to spare and the craving to contribute (Hicks, 2007). With the expansion in the pace of premium the craving to contribute falls prompting expanded reserve funds as demonstrated underneath. As opposed to the above assessment as delineated by different financial experts, the announcement loan cost is an equilibrating cost coordinating the craving to spare with the longing to contribute can't be advocated as a reality. This is on the grounds that the hypothesis rejects different components which are pivotal and regularly results into the harmony between the longing to spare and the craving to contribute separated from the pace of intrigue (Hicks, 2007). As per different market analyst with different assessments, the adjustment in pace of premium can't be the main factor which results into a harmony between the craving to contribute and the longing to spare. Changes in the paces of premium alone as indicated by different market analysts can't bring the harmony among reserve funds and venture as the craving to contribute and the longing to spare likewise rely upon other negligible factors, for example, capital just as different variables. A section from capital the harmony can among venture and sparing comes as consequence of changes in pay of an individual saver instead of because of changes in the pace of intrigue. As indicated by the Keynes hypothesis, it apparent that balance between the longing to spare and want to contribute can be reached extensively lower than full business known as underemployment harmony (Dooley, Frankel Mathieson, 2007). Keynes further clarified that insofar as the states of both venture timetable and sparing calendar just as liquidity plan are centered further then harmony is made between reserve funds wants just as speculation wants (Skidelsky, 2010). The assessment of Keynes similarly as the old style hypothesis comparable to the announcement is very clear, it is valid as he guarantees that venture won't easily stream so as to coordinate reserve funds with the adjustments in pace of intrigue. Howsoever, different calculates, for example, adaptability compensation, costs just as cost must be considered to guarantee the uniformity. The announcement as indicated by Keynes endures different misfortunes; when there is a miseries, venture request plan doesn't react to changes in the loan cost in this way can't result into condition of balance between the craving to contribute and the longing to spare. Despite the fact that venture request timetable might be inelastic little changes happen in the pace of premium, be that as it may, such changes can't result into a significant change on speculation (Skidelsky, 2010). In addition, reserve funds concerning the suspicions by Keynes are correspondingly inelastic to little changes in the pace of intrigue subsequently despite the fact that there are extensive changes in the pace of enthusiasm there will be no critical change in the savers psyche to make more investment funds. Further, larger part of individuals want to have money the same number of dread to contribute dependent on benefit and misfortune theory, so even with high paces of premium dominant part will in general hang on the fluid money coming about into a couple of putting subsequently no important change in speculation. A circumstance known as famously called liquidity work (Wray, 2010). From these three supposition one can accordingly reason a thought that, the pace of venture by different private business visionaries is determined with the hypothesis on benefits. This further show loan fee isn't the main factor which may result into a match between the craving to contribute and the longing to spare as secretly determined economy benefit thought process is the main drive to venture. In the wake of expressing different mishaps to the explanation that loan cost is an equilibrating cost coordinating the longing to spare with the craving to contribute, the hypothesis created by Keynes concurs that there is correspondence and match in the savers want to contribute and the craving however neglects to help that this equity is brought about by pace of intrigue (Garegnani, 2008). As indicated by his hypothesis he brings into thought that the fairness which exists among reserve funds and venture comes because of the degree of pay as such correspondence exists in all degrees of business not just in a full work (Wray, 2012). He at that point recommends that the condition of harmony between the craving to spare and the longing to contribute comes because of changes in the savers salary (C

Technology in Note Taking and Assessment

Question: Examine about the Technology in Note Taking and Assessment. Answer: Presentation: Different examinations on different methods of talk note taking are led to assess various methods of talk note taking. Various written works of different writers talked about new thoughts of talk taking in study hall. This paper will fundamentally assess the procedures of observing. Talk not helps in successful investigations that are the initial step of learning. The understudies can utilize scratch pad, winding books, PC or android application to take the talk notes. Be that as it may, utilization of PC or android application in homeroom is questionable. Some regular android applications are Microsoft OneNote, Google Keep, Apple Note and Evernote. This paper will survey articles and diaries of various writers on the talk note taking. Badger, White, Sutherland and Haggis (2001) expressed in their article that taking talk note is a principle segment of scholastic examination. This article assessed both talk structure and local or non local English speaker note taking examination. Be that as it may, it is important to know the observation and comprehension of the understudies to observe in study hall in the University. Ruby and Ruby Jr (2013) in their paper picked 18 understudies to examine the conceptualisations of understudies. 6 understudies from undergrad level of first year, 6 access understudies and 6 worldwide first year understudies are chosen for talk with methodology of talk note taking. Notwithstanding, Chen (2013) contended that the understudies must know the reason for address note taking and the material of the substance of the talk. Also, the understudies need to know the eventual outcomes of talk note taking and help the past experience to remember not taking. As understudies originate from different scholarly foundations, they have distinctive information to concentrate in the Universities. The article centers around the diverse sort of talk note giving and various styles of comprehension of the understudies to take the notes. As per Kiewra (2016), the way of life of the talk ought to be likewise taken note. The non-verbal communication of the speaker likewise assumes a solid job in comprehension of the understudies and kind of the talks in the study hall. Then again, Kuznekoff and Titsworth (2013) expressed contention in the article Note great: an examination of how understudies see taking notes in addresses that the focal point of the exploration strand is the note taking in the talk space to imitate the key purposes of scholastic talks. Be that as it may, there is a contrast between note taking of local and non local English speakers. A considerable lot of the exploration are done based on shortsighted procedure and those perspectives on the spot of talk note taking. Peverly et al., (2007) said that talk note taking is essential to test the presentation of the understudies that is known as subjective procedure of talk note taking. The fundamental motivation behind the examination is to research the three strategies for speculation. This assists with distinguishing the nature of the observed. The three strategies are translation familiarity, capacity to locate the key thoughts and memory of verbal working. Peverly et al., (2007) expressed that another motivation behind the examination is to reproduce finding of past research concentrates towards the notes and memory of verbal working. This is connected with the presentation of the understudies. Bui and Myerson (2014) contended that interpretation familiarity can foresee the note quality that is noteworthy to test the presentation. Aptitudes have contemporary perspectives on the subjective handling of learning. In any case, various understudies have distinctive working memory limit that lead to var iety in powerful procedure execution in the working memory. This is likewise not the same as aptitude results. Extraordinary limit of working memory empowers incredible proficiency to screen the request data (Badger, White, Sutherland Haggis, 2001). For instance, if the essential expertise or word acknowledgment is programmed, the distinction of individual are corresponded exceptionally with the language capacity. The majority of the teachers give significant data during the talk in classes. In the previous decades, the understudies noted down the data in note pads, which is polished in present days moreover. Be that as it may, some examination papers recommend changing, the style of taking notes to build up the learning framework. These new styles can have negative effect on the learning of the understudies. They can be diverted and their presentation may diminish. Before applying new advancements in instruction framework, the advances ought to be investigated appropriately to buil d up the information on the understudies. Wei, Wang and Fass (2014) appeared in their article that the use of android application in taking talk note can support understudies. The focal point of the exploration study is to think about the transcribed note taking and PC interceded note taking. In any case, the utilization of android applications effectsly affects the learning procedure of understudies. Be that as it may, it is simpler and efficient approach to gather the notes. Another helpful job of electronic gadgets is that the understudies can record the talk note of the instructor in the event that they can't note down the talks. Kuznekoff and Titsworth (2013) recommended some electronic gadget name and android applications like reasonable PCs, cell phones, tablets, Google Keep, Apple Notes, EverNote and Microsoft OneNote. The remote gadgets can be dealt with without any problem. These gadgets are helpful principally for the individuals who are multi taskers understudies. Notwithstanding, the negative purpose of utilizin g these gadgets is that those gadgets can occupy the understudies also as can spare the time (Kuznekoff Titsworth, 2013). The article study indicated that the understudies who use workstations in class to observe and don't utilize web perusing or long range interpersonal communication destinations, accomplished solid learning result than those understudies who abuse the PC during address note. Genuine understudies are less pulled in towards the internet visiting in the talk room and get advantages of utilizing electronic gadgets. As indicated by Mueller Oppenheimer (2014), understudies who use PCs earnestly are gainer than the understudies who use scratch pad and pen to note down the talk notes. The examination proposes that exchanged errands and interference diminish the proficiency and adequacy of the learning procedure and note taking too. Changing to composing on visit boxes from note taking shows psychomotor deferral of the understudy who utilizes the electronic gadgets in perf orming multiple tasks. Mueller and Oppenheimer (2014) audited the upsides of utilizing PC as opposed to pen or note pad. Be that as it may, the utilization of electronic gadgets like PC in study hall is questionable. This article centers around the performing various tasks limit of understudies on PC. Understudies need not to give a lot of exertion to take notes of the speakers in homeroom. Chen (2013) contended that utilizing of PC to take address notes may disable the learning propensities for the understudies. Numerous educators don't permit the utilization of workstations in study hall as it can occupy the understudies learning result and the conversation in the study hall. Mueller and Oppenheimer (2014) chose a few understudies to lead the exploration and talked with then to know their points of view. A considerable lot of the understudies additionally concur with their educators that the performing multiple tasks limit of PC diverts them definitely and breaks their focus in study hall. Then again, nu merous understudies have the conviction that PCs are advantageous in their learning technique. The focal point of the connection contemplates are the limit of workstations in diverting the understudies to perform multiple tasks during the talk in homeroom. Be that as it may, the investigation demonstrated that Internet perusing during the talk hinders the presentation o the understudies, along these lines the learning result likewise diminishes. As per Peverly et al. (2007), the discoveries of the exploration are exceptionally helpful and significant. The abuse of PC and interruption relies upon the understudies moreover. The utilization of PC may influence the nature of talk note taking however it is help too. De Brito (2015) recommended that there are two different ways to dodge the abuse of PCs in study halls during addresses. The first is encoding and the other one is outside capacity. The encoding procedure assists with improving the learning result of the understudies. The out er stockpiling strategy assists with looking into the materials of notes all the more productively and adequately. End Based on above conversation, it tends to be presumed that talk note is significant thing in learning process. To accomplish the information on address note taking, it is important to lead look into. The understudies can utilize new advancements to take notes in study hall yet they should help the negative effect on remember those gadgets. The new advances include different gadgets like cell phone, PC and tablets. The innovations can divert the learning of understudies. Notwithstanding, educators don't want to utilize the advancements as the innovation diverts them too. Particularly utilization of these innovations influences the wellbeing and learning of the understudies. The impact of new innovations might be different like it can influence the strength of understudies and the information moreover. Understudies can take the notes of their scratch pad however in this procedure they can miss some significant focuses. Hence the examination papers recommend advantages of utilizing the e lectronic gadgets with the goal that the understudies can record the significant data of the teachers. In any case, a few understudies differ to utilize these gadgets as the gadgets diverts by different performing multiple tasks applications. References Badger, R., White, G., Sutherland, P., Haggis, T. (2001). Note great: an examination of how understudies see taking notes in lectures.System,29(3), 405-417. Barrett, M. E., Swan, A. B., Mamikonian, A., Ghajoyan, I., Kramarova, O., Youmans, R. J. (2014). Innovation in note taking and appraisal: The impacts of consistency on understudy performance.International Journal of Instruction,7(1). Bowen, J. A. (2012).Teaching stripped: How moving innovation out of your school homeroom will improve understudy

Experience Essay Samples That Can Help You Compete For the Job

Experience Essay Samples That Can Help You Compete For the JobYou do not have to be an English professor to get the best experience essay samples available online. You can get the same kind of knowledge and experience by following a few simple steps. Just remember that if you want to write well and impress your future employer, it is important to include writing samples when you are applying for a job.There are three basic ways to find essay samples. The first is to look for them in college course books or the university's library. You can make a note of the worksheets included in the course. Look for the ones that match your area of study.You should also make a note of the worksheets that contain the experience that you are studying. For example, you should keep track of all the experiences that you have taken up while taking a course such as English. You will be able to use the experiences when applying for jobs. One of the first things you should try is to take an experience that you have taken up in school, which is related to your field of study.The second way to obtain the essay samples is to make use of a search engine like Google or Yahoo. Type in the keyword phrase related to your field of study such as English or psychology and search engines will bring up a wide variety of online essay samples that will be helpful. You should search thoroughly because some sites will only offer free essay samples.Some of the sites that may give you samples that are free are actually not free on the Internet. They may just be offering you the sample for free. This is true in the case of sites that just want you to join their subscription programs such as Time to Go Online. If they are offering you free samples, then it is more likely that you are being charged for other activities such as using the site to sign up for a membership.When choosing a site to search on the Internet, you should be sure that the site does not only offer free samples. You should also take int o consideration the reviews given by people who have already used the site before. You should also take a close look at the testimonials given. If they do not sound genuine, you can simply avoid using the site.The next way to search for essay samples is to visit the websites of the Better Business Bureau and the US News and World Report. It is also important to check the membership fee that a website has. Check if it is going to cost you more than it is worth.The best way to obtain the best essay samples for your dissertation is to read online. You can find the information you need by doing a search online.

The Glass Prison - Literature Essay Samples

In the memoir The Glass Castle by Jeannette Walls, a father, Rex Walls, keeps his family from amassing substantial wealth. Rex buys hard drinks whenever the family begins to earn money. When he comes home he unleashes his anger onto his family by destroying the few things the family owns. Yet while sober, he helps his family tremendously and loves them greatly. The good attributes of Rex and his leadership make his place in the family indestructible, but cannot overpower the problems with his personality. The Glass Castle thus depicts an irremovable father who unjustly and imprisons his family through irresponsible drinking. Rex Walls’s inability to lead his own life and take responsibility causes him to fail at fulfilling the needs of his family. As a poor man, Rex often lacks the financial ability to drink hard alcohol due to his lack of funds. The lack of drunkenness makes Rex accomplish productive tasks which eventually bring him money. In this state of increased wealth, Rex chooses to squander his earnings on alcohol due to a deeper problem in his life. In his youth, Rex’s mother molested him. This trauma scarred his entire life and forces him to try to hide this problem and act like it never happened, rather than face this issue head-on. For this reason, he never completely stops drinking despite many attempts. Due to his choice to not deal with his problems as a youth, Rex lives in a cycle of poverty and wealth synchronized with sobriety and drunkenness. Rex’s drunkenness carries along his family as well, forcing the entire family to become poor again whenever they gain enough money for Rex to go to the bar. Rex fails at fulfilling the role of a father by irresponsibly controlling the family’s wealth and property, thus leading to faulty leadership of the family. Rex’s deep, unsolved problems force Rex into drunkenness and in turn make him unable to fulfill his role as a father. Due to Rex’s drunkenness, his wife becomes stuck in a circle of depression and ignorant optimism. She sees through Rex’s elaborate stories that justify his use of money to research and build new inventions as simply another way to gain money to drink. She knows of the poverty she lives in, and sometimes works to provide for the family. She detects Rex’s external problem of drinking, and reads books to attempt to help stop this problem. This hopeful attempt to permanently change Rex never succeeds, and after enough trial her hope of change breaks. She sees how there will never be any positive or upward movement, and that she will forever live in horrible conditions for the rest of her life. Thereafter, she spends some mornings in bed instead of teaching at the school, and eventually quits her job to spend her time alone painting while her children scavenge food to survive. To try to solve her issue of depression, Rose Mary (Rex’s wife) adopts a heavily opti mistic lifestyle. She attempts to always look on the bright side and forget about her hopelessness rather than deal with it. Rose Mary decides to not acknowledge the horrible house she lives in and instead naively believes that she exists in a wonderful life, not a life of deprivation and abuse. Rex’s addiction to alcohol pushes Rose Mary into hopelessness terrible enough to bring her to find solace in the creation of a false reality in her mind, a way to make things look better than they actually are. Yet Rex’s authority cannot be removed because his sobriety allows for him to prove himself as a father for brief moments, before he becomes drunk and ruins the hope of his family. While sober, Rex recites scientific facts to his children, gives them a future to look forward to (a glass castle) and generates an income for his family. He effectively leads the family. While this happens part of the time, he also drinks whenever he earns a substantial amount of money from his labor, and the family loses hopes of moving into a more comfortable life. Rose Mary and her children see Rex as a necessary evil in their lives. It would be impossible to live without him, and with him their lives become harsh, violent, and poor. The combination of virtue and vice in Rex makes him a person the family should do without to survive better, but cannot do without, to that Rex’s family stays imprisoned in the cycle of poverty and an abusive father. Walls’s memoir tells of a father who destroys and provides for his family with the end result being one of poverty and sadness. Rex abuses his family so he can drown out the problems of his youth. His family needs to get rid of him, but cannot because of their need of him. This story warns of the destruction an irresponsible parent can bring on a family; for the sake of their loved ones, people should deal with their problems rather than ignore them. The Glass Castle, ultimately, examines the devastating effects that can be caused by a father with deep personal problems.

Essay on Gun Ownership and the Second Amendment of the...

Gun Ownership and the Second Amendment Over the centuries, the Supreme Court has always ruled that the 2nd Amendment protects the states militias rights to bear arms, and that this protection does not extend to individuals. In fact, legal scholars consider the issue settled law. For this reason, the gun lobby does not fight for its perceived constitutional right to keep and bear arms before the Supreme Court, but in Congress. Interestingly, even interpreting an individual right in the 2nd Amendment presents the gun lobby with some thorny problems, like the right to keep and bear nuclear weapons. The Second Amendment states: A well-regulated militia being necessary to the security of a free state, the right of the people†¦show more content†¦The reason is because the Supreme Court -- this nations final arbiter on the interpretation of the Constitution -- has always ruled that the Second Amendment does not extend the right to keep and bear arms to individuals, but to the well-regulated militias mentioned in the first part of the amendment. Specifically, these are militias that are regulated by the federal and state governments. Article I, Section 8 authorizes Congress: To provide for calling forth the militia to execute the laws of the union, suppress insurrections and repel invasions; to provide for organizing, arming and disciplining the militia, and for governing such part of them as may be employed in the service of the United States, reserving to the states respectively the appointment of officers, and the authority of training the militia according to the discipline prescribed by Congress. The Founders were passionately opposed to standing peacetime armies -- in fact, Thomas Jefferson listed it as one of their grievances against the British Crown in the Declaration of Independence. Intent on eliminating this evil, they created a system whereby citizens kept their arms at home and could be called by their state militias at a moments notice. These militias eventually became the states National Guard, and the courts have always interpreted them that way.Show MoreRelatedA Well Regulated Militi The Founding Fathers And The Origins Of Gun Control1472 Words   |  6 PagesOrigins of Gun Control in America By Saul Cornell Introduction The Second Amendment remains one of the most controversial pieces of legislation in the contemporary America. The onset of the controversy regarding gun ownership rights can be traced back to the nineteenth century. Some of the major events that shaped the debate on gun ownership include Shay’s Rebellion and the dispute between federalists and anti-federalists. Slavery and the abolition movement also shaped the debate on gun ownership. InRead MoreDrawing Influence From Levinson ( 1989 )1060 Words   |  5 Pagesonce again, I would like to argue that there is not or should not be an understanding that the Second Amendment is of greater importance and a higher degree of static understanding than other aspects of the Constitution. Levinson critiques this condition of the American population as follows; â€Å"If one does accept the plausibility of any of the arguments on behalf of a strong reading of the Second Amendment, but, nevertheless, rejects them in the name of social pr udence and the present-day consequencesRead MoreHandguns Should Not Be Banned Handguns1677 Words   |  7 Pages Gun violence, especially that as caused by handguns, is a major problem in America. It affects millions of people annually, and the effects it has are irreversible. However, this reality does not constitute for a complete ban on the private ownership of handguns. A ban on the private ownership of handguns should not be enacted on the grounds that the United States government ought to preserve democratic legitimacy and constitutionalism, and a ban is not feasible or just in America’s politicalRead MoreThe Issue Of Gun Ownership1502 Words   |  7 Pageswith handguns, the Second Amendment, which states that â€Å"A well regulated Militia, being necessary to the security of a free State, the right of the people to keep and bear Arms, shall not be infringed†, protects the private ownership of them. The Supreme Court has consistently ruled against gun bans or regulations as violating the 2nd amendment. In the landmark ruling Heller vs. District of Columbia in 2008, the Supreme Court ruled that a thirty-two year ban on the private ownership of handguns inRead MoreThe Problem Of Gun Control881 Words   |  4 PagesOne possible solution of gun problem in the United States The ownership of firearm became legally in United States since their second amendment of the constitution enacted in 1791. It seems a symbol of the right to freedom, however, it has also brought a great convenience to criminals. The gun shooting accident are repeatedly happening in United States each year and lots of innocent people get hurt. What more serious is, the number of such tragedies are continuing increase. Many people living inRead MoreThe Processing Of Possessing A Gun1383 Words   |  6 PagesThe processing of possessing a gun is pretty easy and it goes by the steps. Processing depends on state because each state has different ways of possessing gun. At first, Many states require a few days to pass between the time a person purchases a gun and the time when they can take possession of the gun. A background check of criminal records is mandatory in some states before one can assume ownership of a gun. Gun permit is required to own a gun or use a firearm, more likely, people are requiredRead MoreThe Rights Of A Free State1118 Words   |  5 PagesAmerican Lit 2 December 2014 Amendment II â€Å"A well regulated Militia, being necessary to the security of a free State, the right of the people to keep and bear Arms, shall not be infringed.† The Right to Bear Arms According to the Second Amendment, in the Bill of Rights, the rights of the people to keep and bear arms have been enacted since December 15th, 1791. Across the 223 years this amendment has been around, there has been an abundance of history behind the Second Amendment. Over this time periodRead MoreThe Second Amendment Of The United States1725 Words   |  7 Pagesâ€Å"Americans are deeply divided over the Second Amendment. Some passionately assert that the Amendment protects an individual’s right to own guns. Others, that it does no more than protect the right of states to maintain militias† (Cornell). The Second Amendment of the constitution gives citizens the right to bear arms, and is therefore one of the most important laws of the nation. This amendment holds an important value to our nation because, it prevents tyranny but, it also protects, spreads, andRead MoreGun Control Laws Limit Violent Crime1385 Words   |  6 Pagesthe absence of a correlation between strict gun control measures and reducing violent crime rates in US states. It is time to ensure that our Constitution is upheld to protect the ideals of American democracy. The proposal of restricting US citizens from purchasing firearms is invalid because they are protected to do so under the Constitution, strict government regulations on other harmful products have not been effective in the past, and the idea that gun control laws limit violent crime is a misconceptionRead MoreGun Control Should Be Abolished869 Words   |  4 Pagespassed very strict gun control laws, and you, being a good citizen, do not have a gun to protect yourself, even though the constitution supports owning guns. Gun control (or firearms regulation) refers to laws or policies that regulate the manufacture, sale, transfer, possession, modification, or use of firearms.Some people think that without guns there wouldn’t be any crime, but that is just ridiculous, because not all crimes involve guns . Gun -control should be abolished, because gun laws will and won’t

Exchange rate movements and pegged currencies - Free Essay Example

Sample details Pages: 10 Words: 3147 Downloads: 1 Date added: 2017/06/26 Category Finance Essay Type Narrative essay Did you like this example? INTRODUCTION Successful money requires both trust in the reliability of its issuer and a reasonable degree of stability in its value (Black, 1985). The US Dollar (hereon USD) replaced the Pound Sterling after World War II as the dominant world currency because of the size of the American economy, its global trade and its developed financial markets. The USD has been the benchmark for other national currencies after the breakdown of the Bretton Woods System in 1972 since then it has been the most important currency of the International Monetary System and no other currencies have so far been able to overtake its standing (Salvatore, 2000). Don’t waste time! Our writers will create an original "Exchange rate movements and pegged currencies" essay for you Create order The Euro was introduced on January 1, 1999, at the value of $1.176. The Euro has become the second most important international currency since its creation; it depreciated drastically against the dollar within one year from its introduction. This report will trace the movements of the USD against the Euro since the introduction of Euro in 1999 to date by explaining its movement during four major trends which are January 1999 to January 2002, February 2002 to December 2004, January 2005 to June 2007 during which it remained more or less stable and it has been highly volatile from beginning of the subprime crisis (mid 2007) till date. The Euro was launched at 1.176 Dollars on the 1st of January, 1999. Many observers and analysts predicted the Euro to appreciate against the USD, but as shown in figure 1, the Euro rose to a maximum of $1.1877 on January 4th and then depreciated by 39% in relative to the Dollar and reached an all time low value of 0.852 Dollar per Euro in October 20 00, which continued till June 2001 leading to an appreciation of the Dollar (Wong Khan, 2006). The depreciating value of the Euro persuaded The European Central Bank (hereon ECB) to raise interest rates seven times during, its borrowing rate from 4.75% to 2.5% and also had interfere in the foreign exchange market four times during November 1999 and October 2000 (Neaime Paschakis, 2002). Several studies have been conducted to explain this movement. The empirical analysis by Corsetti and Pesenti (2000) state that the high growth and interest rates in the US when compared to the Euro zone during the introduction of the Euro lead to an increase in the value of the Dollar relative to the Euro. This can also be supported by Merendith (2001), whose empirical study states that an increase in equity prices in the mid-1990s in US lead to increase in market capitalization in relative to its gross domestic product, increasing both consumption and investment which increased the demand of US D. An increase in demand caused the long term real interest rate to increase sooner than the short term real interest rate, since uncovered interest rate parity is one of the determinants of exchange rate, this lead to an appreciation of Dollar when compared to the Euro. Cohen and Loisel (2001), state that the tight fiscal policy imposed by Maastricht fiscal criteria and a loose monetary policy was also one of the reasons for low interest rate in the Euro zone which lead to the appreciation of the Dollar against the Euro. Neaime and Paschakis (2002) studied the effects on the differences between the US and Euro zone in respect to inflation rates, risk return opportunities, cyclical behaviour and trade and capital flows on the Dollar- Euro exchange rate, their results suggest that the appreciation of dollar from 1999 to 2000 can be explained by the positive shock to aggregate demand in the US during this time period. While Arestis et al (2002) states that, the diversified economic conditions of the Euro member countries lead to a weak economy in the zone due to which the Euro depreciated against the Dollar. But Musa (2001) argued that the weak base of the euro zone was not a reason for the depreciating euro, he stated that it was normal for a new currency to depreciate against the hard currencies such as the USD and Yen. He expected the Euro to become stronger after few years of its inception. The high social security payments, strict employment opportunities and the restrictions on working and opening hours in the Euro zone when compared to the American markets made companies to invest in the US during the introduction of the Euro, which lead to an appreciation of the Dollar (Neaime Paschakis, 2002). This can be supported by Felstein (1997b 2000) who states that euro may remain weak because of the structural rigidities in Europe economies. In this modern world, the more developed economy is likely to attract high return capital investments. The IMF report 2001 states that, the quick growth in the US long term investments such as equities, bonds and direct investments attracted high capital inflow into the US economy which lead to an appreciation in the Dollar value during this period. A study on the balance of payments data shows a rise in direct investment by Euro resident in the US during this time period. This can also be supported by several empirical studies which state that there is a significant relationship between capital inflows and exchange rates. The Dollar started to depreciate against the Euro from February 2002 to December 2004. The US economy lost its attractiveness after the September 11, 2001 terrorist attacks, due to which the stock markets declined, interest rates in the US fell to rates that not have been seen in the past 30 years, increase in US trade deficits and uncertainty about accounting practices. The war in Iraq contributed towards the depreciation of the USD (Mussa, 2005). On February 28, 2002 all national banknotes and coins in the Euro zone were withdrawn from use, this made Euro a store value and an exchange medium. This increased the challenge to the Dollar because in the long run, the Euro might be able to displace the USD and become the international reserve currency (Shams, 2005). Although the dollar was depreciating, its depreciation with the Euro was large when compared to other currencies. In 2004 the dollar dropped by 11% against the Euro while it dropped by only 5% against the Yen, this was because export-oriented Asian countries such as Japan were not prepared to allow their currencies to appreciate against the Dollar due to which European countries have to bear a disproportionate amount of the adjustment burden. This resulted in the dollars share in the foreign exchange market to fall from 94% in 1998 to 89% in 2004 (Carbaugh Hedrick, 2008). The Euro reached a height of 1.36$ in December 2004, caused by the purchasing power parity (PPP) of the euro zone which was 10% to 15% overvalued when compared to the USD. The GDP of the Euro zone was roughly three quarter of the US. All these factors prompted the Euro to become more attractive than the Dollar, which lead to a depreciation of the USD during this period (Mussa, 2005). The Dollar value remained more-or-less stable from the end of 2004 to the beginning of 2007, where the change in the value of dollar against the Euro was very minimal. The inflation rates in the Euro zone and the US was quite similar during this time period. The US current account deficit continued to increase despite the Dollar depreciation during the past few years, which implied the Dollar had to remain in the more-or-less same value against the Euro and depreciate further against the emerging Asian market, with a lesser extent to Japan to overcome this situation (Mussa, 2005). The movement of Dollar against the Euro has been very volatile from the beginning of the subprime crisis till date. Instability of the financial markets, interest rates cuts by the Federal Reserve (Galati Wooldridge, 2006), expansion in the US monetary policy which lead oversupply of dollars, all lead to a strong depreciation in the Dollar value during the second half of 2007 and the beginning of 2008. This also reduced capital investments in the US economy and lead to a deterioration in its store value. Also the euro zone started to grow faster and restore confidence. In 2002 the Euro was worth 86 cents, but by the end of March 2008, it was worth $1.54, the dollars value had dropped by 30% in 3 years (Carbaugh Hedrick, 2008). The crisis spread over the global economy during the second half of 2008.The Dollar was expected to drop rapidly when the Federal Reserve cut down interest rates between September to December 2008, but the reverse occurred and the Dollar appreciated drastically. This was because of the increase in net purchase of US treasuries, which are perceived as highly liquid and riskless compa red to US private securities. Even though the foreign demand for US assets was less during this period, the demand among Americans was high. Americans repatriated capital from abroad which lead to an increase in the demand of dollars when compared to its supply of dollars. The issue of international bonds in USDs for all countries fell by 40% compared to a global drop of international bonds by 15%, which lead to a drop in supply of dollar securities drastically when compared to the global supply of securities. The increase in the demand of the Dollar caused the Dollar to appreciate during this time period (Quere, 2009). The sudden drop in Dollar against the Euro during the last quarter of 2008, was due to the bankruptcy of Lehman Brothers and the government takeover of several other firms. The USD started with a positive note against the Euro in the beginning of 2009 when the US president Barack Obama stated his plans of stimulating economic growth by investing $775 billion over the next 2 years. However the currency movement largely depends on the economic data published by various central banks. This was also supported by the week data published in the Euro zone, such as the cut in interest rates, the drop in manufacturing sector Purchasing Managers Index and the rise in unemployment rates.[1](Currency Market Review) The optimistic view that the U.S Federal Reserve might increase interest rates in the near future and the rising debt levels in Greece which is expecting a helping hand from the ECB, have caused the USD appreciate against the Euro in the beginning of 2010[2]. (Forex Review) CONCLUSION The Dollar appreciated during the initial years after Euros introduction due to high interest and growth rates in the US which favoured high return investments in the US than the Euro zone. This was followed by a three year period where the USD depreciated to the 9/11 attacks and the war in Iraq. The Euro started to stabilize during this time period and its store in value increased. The Dollar began to be more stable after this period, till emergence of the subprime crisis. However, its progress was thwarted by the onset of the subprime crisis which sapped the value of the Dollar to 1.54$ per Euro, caused by interest rate cuts by the Federal Reserve, instability of the US financial markets, loose monetary policy and bankruptcies. After its shaky foray during the early years of the subprime crisis, the Dollar value is starting to regain against the Euro following the economic growth plans proposed by the US president Barack Obama and due to the high debt levels in Greece and an expe ctation of an increase in interest rates in future. However the Dollar value in the future remains to be highly unpredictable. Hong Kong should dismantle its fixed exchange rate peg with the US dollar. Instead it should peg its currency with the Chinese Renminbe (CNY) or allow its currency to float freely. Discuss. INTRODUCTION The Hong Kong Dollar (hereon HKD) is officially linked to the US dollar (hereon USD) at the rate of 7.8 HKDs to one USD. This fixed exchange rate peg with the USD which has been in existence since 17th October 1983, ensures the HKDs stability against major world currencies which is an advantage to Hong Kong. This stability plays an important role in maintaining the external trade in goods and services which is equivalent to around three times its gross domestic product (GDP). The linked exchange system is effective in Hong Kong because of its flexible and responsive economy, the strong and solvent banking system, prudent fiscal policy followed by the government and the large amount of foreign reserves possessed by the country to maintain the link. (Yam, 2005) The Hong Kong Financial Secretary has determined that, the structure of the monetary system shall be characterised by Currency Board Arrangements. As stated by Officer (1989, 1993), currency board is an invention in which t he activities of the market participants determine the exchange rate, instead of depending on the government to manipulate the exchange rate through foreign exchange controls or direct selling of foreign currencies by the central bank. According to Schwartz (1993) and Williamson (1995), A currency board issues cash with 100% foreign exchange reserves backing at a fixed exchange rate against a designated currency. Hong Kong used Silver dollars as legal tender till 1935, and then the HKD was fixed to the British pounds until 1972 and then it was fixed to the USD for the following two years. HKD was allowed to float freely during the time period 1974-1983 and it was re-pegged to the USD in 1983 again. This can be summarized in the following table. This report will discuss and analyse the implications if the Hong Kong Monetary authority decide to dismantle HKDs peg with the USD and re-peg to the Chinese Renminbi or allow it to float freely. The link adopted by Hong Kong has bee n functioning smoothly in the highly volatile market which consisted of the Hong Kong stock market crash in 1987, the 1990 Gulf War, the 1997/1998 Asian financial crisis and the current subprime crisis. The stability of the HKD to external shocks can be shown by the following diagram, Kennedy (2003), summarized that providing a nominal anchor to a monetary policy, encouraging trade and investment, precluding competitive depreciation and avoiding speculative bubbles as the four main advantages of maintaining a fixed exchange rate and he also stated that giving independence to monetary policy, allowing automatic adjustment to trade shocks, retaining seigniorage and lender- of- last- resort capability and avoiding speculative attacks as the four advantages of freely floating exchange rate. As stated by Kennedy (2003), under the linked exchange system followed by Hong Kong, fluctuation in the value USD can cause needless volatility in Honk Kongs international price competitiveness . This can be supported by Chan and Kwan (1998), who stated that the devaluation of the Taiwan Dollar in October, 1997 initiated a series of speculative attacks on the Hong Kong Dollar. Many politicians and economists argued that Hong Kong should give up its peg with the USD as it has already lost its international competitiveness after many years of inflation. Hong Kong also faced many problems in maintaining their peg to the USD, when the dollar appreciated against the Euro and the Yen between the time period 1995-2001.Hong Kongs foreign reserves as at October, 1998 amounted to US$ 8 billion, which was the worlds third largest (Rogoff, 1998) which made it very strong to withstand speculative attacks. At the same time Hong Kong is the only Asian country with a currency board that got through the 1990s successfully. As cited by Tsang (1998), a floating exchange rate regime will cause a considerable amount of instability and uncertainty in a small open economy as Hong Kong because it would not allow for much monetary autonomy. This can also be supported by Hausmann et all (2000) who stated that, the high level of internal flexibility of Hong Kong to absorb external shocks makes it more suitable for a hard peg than a floating exchange regime. As summarized by Rogoff (1998), Hong Kongs ability to support its currency relies on Chinas willingness to put stability on the HKD above all other foreign exchange reserves. As stated by Cheng et all (1999), one of the important goals of Hong Kong, is to become the national financial center of China. The massive capital inflows from China to Hong Kong does not depend only on Hong Kongs legal and financial systems but it is largely because of its peg with the USD which is an international currency. If Hong Kong decides to dismantle its peg and float its currency freely, Hong Kongs attractiveness as Chinas financial center might decline considerably. Suttle and Fernandez (2005) stated that, Hong Kong would have to f ace a big challenge if it dismantles its peg with the USD because it would have to develop an exiting strategy from the USD peg and it would have to develop a full monetary union with China. Therefore if Hong Kong dismantle its peg with the USD and floats it currency freely, it would have to pursue an independent monetary policy which will not have the same clarity and effectiveness as the Linked Exchange Rate System. Re-pegging the HKD with the CNY is one of the most popular theories and a lot of research and arguments have been done on this topic. As stated by Greenwood (2009), In the past it was silver, in the future it may become the Renminbi, but that depends on how quickly China moves to full convertibility. Hong Kong monetary authority has injected more than 25.8 billion USD into the financial system in 2009 to maintain its currency peg with the USD, as funds pour into the city from China, which is the worlds fastest growing economy.[3] As stated by Dean and Eslake (200 7), Hong Kongs economy and financial system is becoming increasingly linked with China, but right now there are too many restrictions in replacing the USD with the CNY because the CNY can be traded only by exporters and importers which means it is only convertible on the current account. Hong Kong would not be able to peg its currency with the CNY unless it becomes fully convertible both on current and capital accounts. This seems to be a long term proposition. If Hong Kong pegs its currency with CNY despite this problem, it would affect Hong Kongs position as a global financial centre. It may increase the risks faced by Hong Kong, where there could be rapid increase in interest rates and a banking sector crisis. The HKD CNY peg might be possible when the Renminbi becomes fully convertible but as Greenwood (2009) said I dont think thatll happen quickly. This is not possible in the near future; it is only feasible in the long run. CONCLUSION As summarized by Mussa et al (2000), no single exchange rate regime is suitable for all countries due to the different economic situations and the various roles played by them in the global financial markets. Considering the Hong Kongs global financial position, the massive capital flows from China, issues with the exit strategy from the Dollar peg, compatibility issues, and the CNYs convertibility, it can be concluded that dismantling the peg with the USD and letting the currency to float freely is not advisable while the re-peg with the Chinese Renminbe might be possible only in the long run. The 27 year Linked Exchange Rate system followed by Hong Kong which withstood many major external shocks remains to be the best option currently available for Hong Kong. Page 2 https://www.iamtn.org/content/currency-market-review-1 https://www.forexhelp.com/article/1450 www.bloomberg.com

Technology Has A Negative Influence On The Social Life Of...

Within our society, technology plays a critical role in our everyday lives. Its prevalence within our environment has ultimately resulted in the change of pedagogical practice. This new age of teaching has demonstrated that technology is in many ways, beneficial within the classroom environment. This paper will consider how technology can support the needs of children with special needs, making learning more relatable and effective. Furthermore, technology also has an influence upon the social and emotional wellbeing of children. Learning has become more accessible and may facilitate learning within students that traditional pedagogy may not reach. Nonetheless, despite technology bestowing certain benefits that adhere to the effectiveness†¦show more content†¦As outlined by Ciampa (2017), â€Å"technology is assistive insofar as it allows a student with disabilities to accomplish tasks that would otherwise be difficult or impossible† (p. 86). It is a tool that can emp ower and provide children the opportunity to explore an educational journey that they may not otherwise be able to. Therefore, it becomes clear that making learning more accessible and dynamic using technology is an important part of pedagogical practice, especially when supporting children with special needs. Supporting children’s social development is another advantage of using technology. Although it has always been argued that children’s development of social skills is hindered by technology since it reduces the opportunity of interacting with others (Armstrong Casement, 2000), technology does facilitate children’s social development through enhancing children’s interaction and collaboration with peers (Hsin, Li, Tsai, 2014). Children are not passive users of technology. When children are encouraged to complete game tasks on tablets or computers, they collaborate and share ideas with their peers to finish the tasks. Through collaboration and sharing with peers, children can become strong in their social and emotional wellbeing, which is the key to the sense of being, becoming, and belonging (Department of Education, Employment and Workplace Relations [DEEWR], 2009). Children can gradually become confidentShow MoreRelatedDoes Social Networking Have A Positi ve And Or Negative Affect On Individuals?942 Words   |  4 PagesDoes Social networking have a positive and or negative affect on individuals? According to Susan Greenfield, a neuroscientist at the Oxford University, social networking has many negative affects. She claims that â€Å" social networking is infantilizing the human mind, into a state of mind as of children. In my opinion, I agree with greenfield’s statement because many individuals are relying on their social media accounts for everyday use. However, social networking has greatly influenced the way individualsRead MoreThe Impact Of Technology On Human Health1479 Words   |  6 Pages INFLUENCE OF TECHNOLOGY IN HUMAN HEALTH Riddhi S. Patel California Baptist University Influence of Technology on Human Health Modern Technology The aspire to make life less demanding is all because of technology advancements. Because of Modern technology individuals way of life is ameliorating, helps incrementing relaxation time, help getting rid of neediness, and prompt a more prominent assortment of item. Assumption of enormous opportunities, a basic need of human life are given byRead MoreDigital Technology And Social Media Essay1707 Words   |  7 PagesMore recently than in years past, digital technology and social media have grown to become a part of our everyday lives. The recent rise in those who own smartphones allows this everyday use of digital technology and social networking to be easier than ever before. 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Coca Colas Micro and Macro Environment. - 3314 Words

University of Wales(MBA , Semester 1)Managing MarketingDate : 28th Sep,2009Table of ContentsPart AIntroduction and explanation of Macro environment................................pg 3The Coca-Cola...................................................................................................... pg 5Introduction............................................................................................ pg 5Bottlers.................................................................................................. Pg 6Influence of macro environment on Coca-Cola.............................. Pg7Conclusion........................................................................................Pg8Part BMarketing†¦show more content†¦(whatmakesgoodleader.com , [accessed : 09 Sep , 2009])LegalThe macro legal environment identifies legal changes and restriction for products to launch and grow their profitability , for example in many areas of world some products are not liked and al lowed to sell due to societal or religious obligations , in many areas some particular products and trends are warm welcomes , an example of this is pork and wine which is not permitted to trade legally . Therefore major food chains as McDonald and KFC use other sources to serve their customer. Political and socialPolitical and social macro environment identifies societal motives and trends , for example , in modern day world people prefer organic foods and greener environment , social behaviours , values and norms , society attitude towards different issues as global warming , make of family structure etc . Politically these issues are legalised in different areas of the world. TechnologicalThis identifies changes in daily life technologic scenarios of societies as now online markets has taken place of high street , online transaction play an important part in daily trade of economy. (12manage.com [accessed : 09 Sep , 2009 ])naturalNatural forces are also an important players in this regard as it heavily matters , what kind of weather a particular group of people living in. You cannot sell fur coats in Kenya and most parts of warm weathered countries, especially inShow MoreRelatedGrade 11 End of Year Business Studies Exam Paper2077 Words   |  9 PagesSelect the correct answer and simply write the letter (A – D) in the block provided alongside each question. 1.1.1 Government budgets and allocations to the various sectors forms part of the ............... A. Fiscal Policy. B. Monetary Policy. C. Micro-lending. D. REPO rate. 1.1.2 Which of the following are the characteristics of the company Urban Brew Ltd: i. It’s name ends with proprietary limited ii. The liability of shareholders is limited iii. Meeting of shareholders are required iv. The publicRead MoreCoca Col A Brand Of Multinational American Company1928 Words   |  8 PagesExecutive summary Coca cola is a brand of multinational American company that produces beverages. This company does not only produce coca cola and other products but it also acts as a manufacturer, retailer, and marketer of the products manufactured. Many non-alcoholic beverages are also present in the company’s profile where syrups and non-alcoholic concentrates are few examples. The company is headquartered in Georgia in the state of Atlanta. The original product of the company for which it wasRead MoreThe Role Of External Environment On The Business Environment1438 Words   |  6 Pagesrequires elements of the individual and the environment. If you take away either of these important elements that are required for success it becomes impossible to operate in the business environment. Regarding an organization, the environmental factors may be classified into different types-external and internal environment. The external environment has an indirect influence on the business that is uncontrol lable by the organization. The internal environment, on the other hand, has a direct impact onRead MoreMarketing Principles/ Coca Cola2971 Words   |  12 Pages...............................................................................Page 4/5 Benefits and Costs- Assessment Criteria: 2.1............................................................................................Page 5/6 Macro and Micro Environmental Factors- Assessment Criteria: 2.2................................................................................................Page 7 Segmentation Criteria - Assessment Criteria: 2.3...................................Read MoreCoca Cola Business Strategy2497 Words   |  10 PagesCoca-cola INTRO There are many factors, internal as well as external that impact the planning function of management within an organization, and Coca-Cola is no exception. More than a billion times every day, thirsty people around the world reach for Coca-Cola products for refreshment. Coca-Cola is the most popular and biggest-selling soft drink in history, as well as the best-known product in the world. The Coca-Cola franchise covers a population of approximately 398 million people. 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In Hong Kong has the franchise of Coca-Cola and the Coca-Cola brand products. Swire Coca-Cola Hong Kong s major soft drink manufacturer. The company employs nearly fourteen hundred employees, operate 17 production lines, the annual production of more than 60 million cases of drinks. In addition to Coca-Cola, the company also produces Coke Zero, Diet Coke, Vanilla Coke Read MoreCoca Cola Case Study3361 Words   |  14 Pagescustomers. †¢ In addition to the insight that you’ll gain into customer needs, market-research studies can help you avoid costly mistakes, such as introducing an unpopular line of goods or developing a service that no one really wants Example †¢ Coca-Cola s introduction of New Coke in the 1980s demonstrates what happens when decisions aren t supported by solid research. Coke revised the formula of its traditional brand of soft drink and lost millions in sales. By performing a study and determiningRead MoreCoke Marketing Plan4596 Words   |  19 PagesEvaluation, Monitoring and Control 24 Monitoring and Controlling 26 Sales Analysis 27 Market Share Evaluation 27 Marketing Profitability Analysis 27 Market Research 27 EXECUTIVE SUMMARY Giant soft drink company Coca-Cola has come under intense scrutiny by the investors due to its inability to effectively carry out its marketing program. Consequently it is seeking the help of new Marketing Company to develop a professional marketing plan which will help the business

Introduction. The Deepwater Horizon Was The Largest Marine

Introduction The Deepwater Horizon was the largest marine oil spill in the American history. It occurred in 2010, and was caused by an explosion that occurred on the Deepwater Horizon offshore southeast of the Mississippi River delta (Boyd, 2010, p.25). BP tried in all ways to curb this explosion or marine oil spill, but after some failed efforts to fix the leak, they thought they capped the well. However, they only managed to stop the flow of oil into the Deepwater Horizon after 86 days of failed efforts. The BP Oil Spill remained a topic of intense debate. Ideally, they talked about the rate of oil release rapidly. Apparently, their consensus was that approximately five million or more barrels of oil were spilled by the well, with an†¦show more content†¦It also makes the assumption that the market is fragile and if left alone will operate in an inefficient manner. The government or the politicians in this case act as regulators or neutral arbiters. In the public interest view, the pol iticians regulate the efficient flow of money in banks. Without this, the banking system would be in chaos since the politicians ameliorate market failures in the banking system. In the banking system, the interest of the public is to ensure that the banking system allocated resources in an efficient manner that is by maximizing output and minimizing costs. The role of the politicians in the interest theory is, therefore, to act as neutral arbiters and to ensure that markets operate in an efficient manner without failure. The politicians as regulators are motivated by their desire to make sure that the economy or market flows in an efficient manner (BP p.l.c., 2011). Politicians are the ones who keep things running in the country. For instance, in the banking system, if the economy is stagnating, the politicians regulate the banks by urging them to increase the amount of money in circulation. The banks in the event of increasing the sum of money in circulation do so by decreasing the lending interest rates and the deposit interest rates so that theirShow MoreRelatedBritish Petroleums Crisis Handling Practice1113 Words   |  5 PagesINTRODUCTION In 2010 British Petroleum’s Deepwater Horizon oilrig1 suffered a devastating explosion that resulted in the death of 11 workers and initiated the largest marine oil spill the world had or has ever seen (Pallardry). This spill also became the largest offshore environmental disaster in United States history (Elliot). Over 200 million gallons of crude oil were pumped into the Gulf of Mexico (Hoch), polluting over 16,000 coastal miles in the states of Alabama, Florida, Louisiana, MississippiRead MoreThe Deepwater Horizon Oil Spill1816 Words   |  8 PagesIntroduction The Deepwater Horizon oil spill (also referred to as the BP oil spill) occurred in the Gulf of Mexico in April of 2010. The spill had detrimental physical, chemical, and biological effects throughout ecosystems in the Gulf of Mexico. The Deepwater Horizon oil spill being the largest accidental marine oil spill in the history of the United States, makes it a very important event in US history. During the event many coastal areas along the Gulf of Mexico were coated with oil, includingRead MoreThe Issue Facing Bp Pre Oil Spill1074 Words   |  5 PagesIntroduction On Tuesday, April 20, 2010 the Deepwater Horizon rig burned for 36 hours, combusting 700,00 gallons of oil leaving a trail of smoke over 30 miles long and spilling 53,000-62,000 barrels of oil into the Gulf per day from April 20 and July 15. As of 2010, the Deepwater Horizon disaster was the largest marine oil spill ever to occur in U.S. water. 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However, the offshore Deepwater Horizon oil spill that happened on April 20th, 2010Read MoreThe Deepwater Horizon Oil Spill Essay2353 Words   |  10 PagesThe e Deepwater Horizon oil spill at the Macondo well began on April 20, 2010, in the Gulf of Mexico on the BP-operated Macondo Prospect. An explosion on the Deepwater Horizon drilling rig on 20 April 2010 killed 11 people and caused almost 5 million barrels of oil to flow into the Gulf of Mexico. The spill covered 68,000 square miles of land and sea and triggered a response effort involving the use of nearly 2 million gall ons of dispersant chemicals (Pallardy). Considered the largest accidental

Case study hr after a disaster free essay sample

In a large organization employing is highly educated professionals is to conduct a needs assessment of the professionals. Directing a needs assessment is important, so that the management looking at the rewards and challenges of being a manager that can motivate the professionals effectively. In addition, educated professionals need to fulfil their self-actualization needs, needs for achievement and needs for affiliation. Organic structure can be adopted in managing the professionals. Organic structure can be adopted in managing the professionals at the same time. In a large organization that employees highly educated professionals, is giving more important for the organization to fulfil the self-actualization needs of the professionals. According to Maslow Hierarchy, self-actualization need is a person’s needs for growth, achieving one’s potential and self-actualization. Moreover, it is also a person’s need to become what he or she is capable is becoming. However the manager can provide training to the professionals to fulfil their actualization need. We will write a custom essay sample on Case study hr after a disaster or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page For example, the manager can provide training in communicate skills, computer systems application and programming, customer service as well. Besides that, managers can apply theory Y to motivate the highly educated professionals. Theory Y is the assumption that employees are creative, enjoy work, seek responsibility, and can exercise self-direction. And yet there several ways for a manager to motivate employee based on Theory Y. For example, managers can adopt participative decision making. Furthermore, Organic structure is the suitable use for more flexible structures with less clearly-defined chains of command. Effective companies usually try to use the best structure for their specific situation. In addition, there are six characteristics of organic structure which is cross-functional team, cross-hierarchical teams, free flow of information, and wide spans of control, decentralization and low formalization. Then, decentralization is more independence, freedom, increase flexibility, speed up decision making, get closer to customers, empower employees and reduce costs. As conclusion, the manager can provide training to the professionals to fulfil their actualization needs. As a nutshell, Organic structure is more suitable for motivating the highly educated professionals and is a highly adaptive form that is as loose and flexible as well too.